A more engaging way to offer loyalty programs, gift cards, offers and more

Online solution to manage and scale gift cards, store credit, digital wallets, and loyalty programs. Build better brands to acquire, engage, and retain lifelong customers.


100% 5-Star Review

Trusted by 1000+ Merchants

Full Stack Digital Wallet for your Store

Complete stack of features to implement all types of acquisition and retention programs. Reward, incentive, cashback, coupon or store credit programs all rolled into one.

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  • Gift cards

    Allow users to add and redeem gift cards using the Google & Apple Wallet app, and send them a reminder whenever they’re nearby a physical store.
  • Loyalty cards

    Create digital loyalty cards your customers can add to Google & Apple Wallet for convenient access to rewards and purchase history. Leverage Google’s enhanced location-based notifications, updates, and messaging for greater customer engagement.
  • In-store payments

    Give your customers a fast, simple way to pay in millions of places – online, in stores, and more. Bring together everything they need at checkout for a frictionless payment experience.
  • offers

    Enable users to add offers from your webpage or app directly to Google & Apple Wallet. Implement enhanced features, like offer expiration notification and geofenced notifications to drive engagement with users.

Gift Card Management

Drive Revenue with Omnichannel Gift Card Experience

Seamless offline and online gift cards solution for elevating sales across all channels including online website, mobile apps, storefront, POS, and across multiple store locations. Empower your customers to send gifts via email, social media, SMS/Text, Print-at-Home, or physical gift cards.

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Loyalty Program

Loyalty Programs Simplified

Generate millions of unique coupons in a few clicks. Customize them based on promo codes, prefixes, SKU items, and many more dynamic options. Set expiry dates and link individual customer IDs to single coupon to create highly personalized coupons. Fully integrated with our Loyalty management solution to create at scale campaigns.

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Acquire Customer with Cashback & Retain with Store Credit

Enable the effortless issuance and management of store credits, allowing your customers to engage and shop with ease and flexibility. Automate Store Credit compensations to enhance refund processes smoothly and transition from cash refunds to store credit, ensuring your revenue remains within your business

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Complete Marketing Automation for Retailers and eCommerce

Intelligent Workflows with Effective Results

Create AI powered workflows for engagement retention and acquisition of users
Grow your store and drive revenue with Loyalty Marketing Automation

  • Automate

    Create custom workflows to deliver data driven and highly complex promotion campaigns. Seamlessly integrate all features like store credit, coupons, gift cards, digital wallet etc into complex workflows to acquire, convert and retain customers.
  • Personalization

    Create fully automated data drive campaigns that are tailored fit for your customers. Provide personalized incentives for each customer based on their activities and profile in the form of rewards, cashbacks, loyalty points, coupons, gift cards, store credits and more.
  • Integrations

    Integrates seamlessly with all most popular eCommerce platforms and connected apps to provide more personalized workflows. Effortlessly deploy highly impactful experiences at every stage of the customer journey — with just a few clicks.


Hear from our clients

    • "The team at 99Minds has been great to work with. Changing to them as our gift card vendor has saved us substantial money and also made the purchase experience far more seamless for our guests. Additionally their customer service is top notch. They are incredibly responsive and help us bring guests to resolution in a timely manner."



    • "99minds helps us to migrate our existing cumbersome bank based gift card program to easy to use gift cards program for 1000 schools and 36 stores. Great support for Physical and Digital gift cards."



    • "One stop solution for Marketing and Promotion.Complete automation for gift cards and Coupons based on Customer Journey."



    • "With 99minds we are able to create one gift cards to make it work across multi-storefront for our multiple brands."




Enhance your 99minds experience with a wide variety of add-ons and integrations. From everyday essentials to powerful pro workflows.

Frequent questions and answers

Fully automated, fully supported

Self-serve or work with a representative, we're here to help with the capital journey that works for you.

  • If you need to add new members, you can do that. The amount charged per new user will be the same for the other members included in your plan.
  • The contracts can be monthly or yearly. You can start/stop or make changes to your plan any time you want – however, we won't give refunds for cancellation or plan downgrades.
  • 99minds is designed to be simple and easy, allowing anyone to configure their own processes and workflows. However, in large and complex operations some companies like to have the support of our professional consultants – in this case we can recommend companies that offer those services.
  • Keeping your data secure is a top priority at 99minds. Review our security protocols and how your business and customer data will be protected in our security whitepaper.
  • Yes. There are 4 ways to integrate 99minds with your favorite tools:
    1. Custom Integrations with any software you need. Request a quote here.
    2. Native Integrations with Bigcommerce, Shopify, Heartland, Vend, Hike, Retail Pro, Retail Pro Prism, SquareUp POS, Miva, Cart.com and many more.
    3. Via API
    4. Via Zapier

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